Bandcamp Takes 15% on Digital Sales, Plus Processing (2026)

Bandcamp takes 15% of a digital sale and 10% of a physical sale, plus separate payment processing fees. The digital share falls to 10% after $5,000 in sales, and stays there only while you have at least $5,000 in sales over the past 12 months. This is not a permanent lifetime-sales discount. These are Bandcamp’s published fees, checked on September 11, 2026.

What comes off a $10 album sale?

For a $10 digital album paid by credit card, the standard platform share is $1.50. Bandcamp’s published card processing rate adds $0.52, leaving $7.98 before any payout fee, tax or collection-society deduction. On the reduced 10% digital tier, the same example leaves $8.48.

The processing rate is not a universal 3–5% plus $0.30. Bandcamp’s digital processing schedule lists these rates for transactions of $8.07 or more:

• Credit card: 2.2% + $0.30.
• PayPal: 1.9% + $0.30.
• Gift card: 2.9% + $0.30.
• Below $8.07: an alternate rate of 5% + $0.05.

Bandcamp also lists a PayPal bulk-payout fee of 1%, capped at $1 per payout. Rates can vary with location and payment method; check the transaction detail in your account for the actual charge.

Physical goods and other deductions

The 10% share on physical goods excludes shipping and tax from its calculation. Processing remains separate. Collection-society deductions can also apply to covered works, depending on the fan’s location. For higher-priced items, Bandcamp normally applies its share to the first $100; see the full fee rules for the quantity and additional-contribution details.

What changes on Bandcamp Friday?

On designated Bandcamp Fridays, the platform waives its revenue share within the stated Pacific Time window. Processing fees remain. In the $10 credit-card example, that means $9.48 before the other possible deductions above. Check Bandcamp’s calendar before scheduling a release; the waiver does not apply every Friday.

Bandcamp versus Played: include the subscription

Played charges 0% platform commission on music sales, but it requires a paid plan: Artist is $12.99/month, Pro $19.99 and Label $29.99. Fans pay through your payment link, so your provider’s fees still apply. Merch is not available on Played yet. This comparison is for digital music.

Assume a $10 sale through your own provider costs 2.9% + $0.30. You have $9.41 left before the Played subscription. If that is your only sale of the month, subtracting the $12.99 Artist plan leaves −$3.58. At ten such sales, you have $81.11 after the plan, versus $79.80 on Bandcamp’s standard tier before its payout and other possible deductions.

The assumed direct-provider rate is an illustration, not a Played payment rate. Under those assumptions the Artist plan overtakes the standard Bandcamp tier at ten $10 sales per month. At lower volume, or on Bandcamp’s discounted tier, the result changes. Neither option guarantees an audience or a sale.

Annual Played subscriptions cost $129, $199 and $299, paid upfront and renewed yearly until cancelled. Do not compare an annual monthly equivalent with a month-to-month bill without accounting for that commitment. Compare current Played plans and billing terms.

Choose for the way you sell

Bandcamp’s percentage model avoids a required Artist subscription and provides its existing marketplace. Played combines a direct storefront with included cover art, mastering and fan-email export. Artist subscribers can buy sync pitches; Pro includes 3 each month and Label 10, with no placement guarantee. The useful comparison is your expected sales volume, your payment costs and the features you will actually use.

For the wider choice, read Bandcamp alternatives. To see Played’s upload, pricing and payment-link workflow, see how selling music works.